Terms
of Service

1. Introduction

VWEALTH (vwealth.vn) is a Vietnam stock-market analysis platform using 12 specialized AI models to deliver periodic analysis reports for retail investors.

By registering and using the service, you confirm you have read, understood and agree to all of these Terms.

2. Definitions

In this document, the following terms mean:

• "We" / "VWEALTH": the operator of the service at vwealth.vn.
• "You" / "User": an individual who has registered an account and uses the service.
• "Service": all content, reports, tools and features provided at vwealth.vn.
• "Report": market-analysis documents issued periodically via email and the Reports page.

3. Account registration

To use the service, you must:

• Register with a valid email and a secure password (≥8 characters).
• Provide accurate information and update it when it changes.
• Keep your login credentials secure and never share them.
• Be at least 18 and have full legal capacity under Vietnamese law.

4. Fees & payment

VWEALTH offers 4 subscription plans:

• 1-month plan: $8 — 2 reports
• 3-month plan: $22 — 6 reports (save 8%)
• 6-month plan: $39 — 12 reports (save 17%)
• 12-month plan: $71 — 24 reports (save 25%)

Payment methods

We currently accept domestic Vietnamese bank transfers, and international payment via PayPal. After choosing a plan, you'll get payment instructions with a QR code and the exact transfer note.

Activation time

Your account is activated within 1-12 hours after we receive payment. During business hours (9am-6pm), usually <1 giờ.

Refund policy

5. Scope of service

VWEALTH provides:

Included ✓

• VN market analysis reports every 2 weeks
• Analysis from 12 specialized AI systems (macro, technical, valuation, signals)
• Access to the historical report archive while subscribed
• Support via contact@vwealth.vn

Not included ✗

• Personalized investment advice
• Portfolio management for clients
• Placing buy/sell orders on your behalf
• Guaranteed returns

6. Investment risk warning

VWEALTH's reports and analysis are reference information based on historical data and AI models — not investment advice. You should:

• Do your own research before making investment decisions
• Consider your own finances and risk tolerance
• Consult a licensed financial advisor if needed
• Understand that past results do not guarantee future returns

7. Intellectual property

All content on VWEALTH (reports, charts, images, text, code) is owned by VWEALTH and protected by Vietnamese intellectual-property law.

You may:

• Read and use it for your personal investing
• Quote briefly (≤200 words) with clear attribution "VWEALTH (vwealth.vn)"

You may NOT:

• Copy or redistribute reports in any form
• Sell or share your account with others
• Post report content on public platforms (Facebook, Telegram, Zalo groups...)

8. Prohibited conduct

Users agree NOT to:

• Use the service for illegal purposes or in violation of Vietnamese law
• Attack or attempt unauthorized access to the system
• Use bots/scripts to scrape content
• Share accounts or resell the service
• Provide false information at registration

Violations may lead to suspension or permanent termination of your account without refund.

9. Termination

VWEALTH may suspend or terminate the service when:

• A user violates the Terms of Service
• There is abnormal or suspicious account activity
• Required by a competent authority
• We change our business model (with ≥30 days' notice)

You may stop using the service at any time. However, fees already paid are non-refundable.

10. Contact

For any questions about these Terms, please contact:

• Email: contact@vwealth.vn
• Website: vwealth.vn